Answers to security questions must be memorable to you, but they don’t have to be true.
Today online banking, creating new email accounts, health insurance applications and the like often require security questions. The trouble is, your mother’s maiden name is not a secret. For most, a simple search on Facebook reveals the answer to this security question. Since your credit score may be at stake if someone hacks your bank account, it is worth considering carefully how you may answer these questions. Think of a memorable alternative to the true answer. For example: If your mother had 5 siblings with maiden name Olson, your answer could be “Oliesixpack.” Since your favorite pet is probably also featured on Facebook-think of a similar unique and memorable alternative for this.